Here’s a quick guide on how to request the reopening of a US Bank credit card that either you closed or was closed due to inactivity. Sorry, don’t think this helps if your card was closed because you got banned. 😅

Unlike other banks, US Bank is a little more old school and requires a written request to reopen a closed account. Here is what you need:

  1. Reopening may require a credit inquiry, but the account would be reopened with the same card number and same credit line, so it’s not considered a new account on your credit report, in case you are worried about 5/24.
  2. On your written request, include the following:
    1. Sentence requesting the reopening of your account.
    2. Account number (credit card number).
    3. Individual annual income.
    4. Other sources of annual income you would like to report.
    5. Monthly housing payment.
    6. For the above, rent or own?
    7. Signature, name, and date.
  3. Mail or Fax to:
    • Cardmember Service
    • PO Box 6361
    • Fargo, ND 58125-6361
    • FAX: 1-800-670-4834

Pro-Tip: You can take your document to any US Bank branch and they will fax it to the number for you for free. If you would like to do it from home and don’t have a fax machine, I love using HelloFax (5 free fax pages when you sign up with my link). It’s simple and fast! Just don’t select the option to send it in high quality/color, because this sends them a fax containing a link to the document rather than faxing them the document itself.

Hope this helps someone down the line!