During the last two BBVA promo periods before the current one, it was discovered that BBVA gives 5x for ALL purchases, not just physical swipes. However, BBVA was very inconsistent about when you would get the 5x rewards. Often, purchases would post at 1x rewards then some indeterminate time later, would post at 5x rewards.
This lead to some fears and confusion during this current BBVA NBA finals promo period of what actually would post at 5x versus 1x. As of Monday/Tuesday, I had a bunch of purchases post in my account, but only some of them posted as 5x, and it was very inconsistent which ones received the extra bonus or not. My Target.com VGCs, Giftcards.com didn’t post, but somehow my tax payment and Giftcardmall purchases did. And funnily enough, some *actual* physical swipes didn’t either.